Debt Relief
Chapter 13 Bankruptcy
Every financial situation is unique. We offer multiple pathways to help you achieve financial freedom.
Comprehensive Debt Relief Solutions
1
Create a Payment Plan
We develop a 3-5 year repayment plan based on your income and expenses.
2
Make Monthly Payments
You make one payment to the bankruptcy trustee who distributes it to creditors.
3
Complete Your Plan
Complete Your Plan
After completing all payments, remaining eligible debts are discharged.
You Most Likely Qualify If You Have...
A regular, reliable source of income- Debt within Chapter 13 eligibility limits
- The ability to support a repayment plan
- Up-to-date tax filings
- To catch up on missed mortgage and/or car payments
Benefits of Chapter 13
Protect your assets while getting your finances back on track
| Chapter 7 | Chapter 13 | |
|---|---|---|
| Timeline | 3-4 months | 3-5 years |
| Keep Property | Exempt property only | All property |
| Catch Up on Mortgage | No | Yes |
| Catch Up on Car Payments | No | Yes |
| Income Requirement | 3-4 months | Regular income required |
| Protect Co-Signers | No | Yes |
Comprehensive Debt Relief Solutions
Every financial situation is unique. We offer multiple pathways to help you achieve financial freedom.